- The Employee Benefit Research Institute found that the growth of high-deductible health plans led to people with employer-sponsored coverage paying for a larger share, on average, of their health care costs between 2013 and 2019. The share of their medical expenses paid by people enrolled in employer-sponsored coverage increased from 17.4 percent in 2013 to 19 percent in 2019 before declining to 16.2 percent in 2020. Enrollees spent a median $249 out-of-pocket in 2013, $287 in 2019, and $205 in 2020. The average out-of-pocket costs rose from $737 in 2013 to $906 in 2019, falling to $811 in 2020. (Brief here)
July 29, 2022
Payers